Transform debt settlement through blockchain

CreditLoop is designed to enable trustless payment routing through complex debt networks, aiming to improve settlement efficiency and economic transparency.

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How a perfect CreditLoop works

graph LR X((X)) Y((Y)) Z((Z)) SC[Smart Contract] TO[Tax Oracle
5%] X -->|$100| Y Y -->|$95| Z X -.->|Transit $95| Z SC --- TO X --> SC Z --> SC TO -.->|$5 tax| SC style Y fill:#6495ED,stroke:#333,stroke-width:2px

In this example:

X owes Y: $100
Y owes Z: $95
Instead of two separate transactions, X can directly pay Z $95
Y's tax obligation ($5) is handled by the smart contract
The chain is optimized as Y's incoming amount ($100) covers their outgoing debt ($95) plus tax ($5)

Note: All transitions shown are representational. In practice, all payments are processed through the smart contract which handles the splitting and distribution of funds.

Automated Chain Resolution

Designed to intelligently detect and resolve debt chains without intermediary action

Economic Efficiency

Aims to reduce trapped capital and improve money velocity through optimized payment paths

Regulatory Compliance

Planned integration of KYC/AML and tax reporting with full visibility into debt relationships